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One of oldest, largest warranty brokers and trusted names in the Industry
One of oldest, largest warranty brokers and trusted names in the Industry
One of oldest, largest warranty brokers and trusted names in the Industry
One of oldest, largest warranty brokers and trusted names in the Industry
One of oldest, largest warranty brokers and trusted names in the Industry
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How to find quality in your next car 
Thursday, August 17, 2006, 02:55 PM
By
Terry Jackson


While it's still possible to get a "lemon'' -- a new car that has a plethora of problems -- the truth is that new vehicles today are more reliable and better built than ever. The days are long gone when a dealer sent you out the door with your new car and the advice, "Make a list of things you find wrong and bring it back in a few weeks and we'll fix them.''
J.D. Power and Associates' most recent Initial Quality Study of new car owners showed that 2006 models had the fewest problems of any year on record -- a 59 percent drop since 1992.

A more extensive study by Consumer Reports mirrored the J.D. Power findings. Since 1980, the number of glitches in new cars has been cut by about 80 percent. Nearly every manufacturer has significantly improved their products year to year.

But as with any competition, there are vehicles that rank at the top of the quality lists and ones that rank at the bottom. So how can you tell if the vehicle you're considering is a high-quality vehicle?

The best way is to see for yourself. Here are 10 of the key things to look for at the dealership:
10 keys to look for

Look at the seams.

Match colors.

What lies beneath?

Under the hood.

Eye the glass.

Door "thunk".

Interior design.

Exposed wiring.

Little things mean a lot.

Serious test drive.

First, check out the body of the car, looking beyond the styling and paying attention to the details.

1. Look at the seams. Check the gaps between body panels. Are the gaps uniform throughout? A well-engineered and constructed car will show the same body gaps around the doors, the trunk and the hood. Pay particular attention to this on vehicles that have been significantly redesigned or are all new to the market. Although the old adage about not buying a redesigned model in the first year generally no longer applies, varying body gaps may indicate the assembly process needs some adjusting.

2. Match colors. Pay attention to the places on the body where different materials are used, such as where a nose made of a composite plastic material meets the steel of the rest of the body. The paint should not noticeably change hue from one surface to another.

3. What lies beneath? Look under the car to see what protrusions, particularly at the front, could get hung up on parking berms and rip free. Most cars have some sort of air dam underneath the vehicle at the front to aid in cutting aerodynamic drag. But such air dams should be mounted far enough back so parking berms won't rip them off or should be mounted in such a way as to bend rather than break when encountering an object.

4. Under the hood. Even if you're no mechanic, closely inspect the engine bay. Most cars have a cover that surrounds most of the top of the engine. Make sure it's mounted securely -- you shouldn't be able to shake it. The same test should apply to any battery covering. Look at the wiring. It should be either covered or tightly bound together to prevent anything from coming loose.

5. Eye the glass. Look at the window glass and see how the side windows fit against the rubber gaskets when closed. Anything less than a perfect fit will result in wind noise that will only get worse as the car ages.

6. Door "thunk". Open and close the doors, looking for how many so-called "stops" are built into the hinges. A vehicle's door should have two settings so that it will stay open in a half-way position and fully opened. Shut the door and listen for any sort of hollow boom, which could indicate there's less sound-deadening material in the door, which will mean greater road noise.

7. Interior design. Check out the finish on the interior panels. While plastic is the industry norm when it comes to door panels and dashboards, there's a wide variety of grains and finishes applied to the plastic. The dash and panels should have a rich-looking color and have a textured feel to the casual touch. As with the body, the gaps between interior panels should be close and uniform. Look especially where the air bags are hidden.

8. Exposed wiring. If the car you're interested in has power-adjustable front seats, feel under them to see how the wiring and motor coverings are secured. Loose wires or coverings could lead to problems in the future.

9. Little things mean a lot. Pay attention to things like seat latches. They should work with minimal effort and all handles should feel secure, not prone to bending or twisting. Check the stitching and seams of the seats for any loose threads or less-than-straight sewing. Open the trunk and see how the floor covering is secured and whether it's made of a material that will stand up to carrying heavy or dirty cargo.

10. Serious test drive. Lastly, when you've all but settled on the vehicle you want, take an extended test drive, not just a spin around the block. Drive at freeway speeds and pay attention to wind and road noise. Pay attention to how the automatic transmission shifts. It should change gears smoothly and quickly. On a manual transmission, feel where the clutch starts to engage and how long or short the pedal travel is. It should engage gradually and not have any abrupt lurches. Find a safe area to test the brakes. You're not so much looking for what the car will do in a panic stop, but rather how the brakes feel when you apply the pedal. Depending on how far the pedal travels, the feel of the brakes should inspire confidence that the vehicle will stop in a relatively short distance.

All of this may sound like a no-brainer step to buying a car, but according to a recent study, more than 40 percent of new car buyers closed the deal without even taking a short test drive.

Smart buyers will pay attention to every aspect of a car in order to get a vehicle that will deliver value.




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5 benefits of car covers – how can they protect your investment? 
Thursday, July 13, 2006, 10:06 AM
by Chris Andretti
Why Buy A Custom-Fit Car Cover? To help protect your investment and keep your vehicle looking show-room new. Keeping your vehicle covered with a car cover can:

• Prevent unsightly dents, dings and scratches

• Shield it against finish-destroying man-made and natural hazards

• Act as an excellent theft deterrent

• Put a barrier between your paint and damaging weather

• For the fifth car cover benefit visit AutoAnything.com for more details

Dents, Dings and Scratches Reference

There's a certain feeling you experience when you discover that first dent, ding or scratch on your new vehicle. Unfortunately, they're a fact of life and nothing short of covering your vehicle with reactive tank armor will truly prevent them. However, using a car cover adds a layer of protective padding to cushion against runaway shopping carts, absent-minded car doors or other blows.

Natural Hazards Guide

Birds, trees, dust. They certainly seem harmless enough, but without a car cover, they can inflict serious damage to your prized vehicle.

Our fine feathered friends seem to have impeccable aim when it comes to leaving their droppings on our vehicles. Outdoor car covers catch bird bombs before they splatter against your paintjob. Plus, the majority of outdoor car cover fabrics are not harmed by the droppings acidity outdoor car cover fabrics.

The shady spot under a tree may look like a welcome spot to park your vehicle. However, with nuts, berries, sap, pollen, not to mention the roosting birds, parking under a tree can wreak havoc on your vehicle. A car cover can help keep your vehicle cool, even in the sun. Or, if you do park under a tree, a car cover can safeguard your vehicle from the onslaught.

Your vehicle's paint is only about 0.006 inches thick. Whether indoors or out, when dust sits on your paint it turns abrasive and causes minute scratches. By the time you notice them, it's already too late. Both indoor car cover fabrics and outdoor car cover fabrics are designed to keep dust away from the surface of your vehicle.

Theft Deterrent Reference

Though it may only look like a thin layer of fabric, a Covercraft car cover can do an amazing job at keeping thieves away from your vehicle. Since time is crucial in not getting caught, thieves often pass by covered vehicles, which take longer to get into, and go after easier prey. And, if you add a lock and cable to your car cover, you will not only keep your cover secure, but your vehicle becomes even harder to steal.

Damaging Weather Guide

You don't have to be a meteorologist to know that harsh weather can do a number on your vehicle's finish. An occasional spring shower poses no real threat to your vehicle. However, seemingly harmless rain can find its way into tiny scratches or blemishes and start the corrosion process. And, acid rain - well, the name says it all. A water-resistant car cover will keep your vehicle high and dry.

Harsh UV (ultraviolet) rays and the intense radiant heat of the Sun can cook the color right out of your paint. A car cover is like sunscreen for your vehicle, blocking harmful UV light and preventing photo degradation. And, a lighter colored car cover will yield a reflective cooling effect.

It's not the cold that gets to your vehicle's finish - it's the moisture and salt. These two corrosive cohorts are in cahoots to ravage your paint. Fortunately, a car cover can keep both these culprits away from your vehicle.

The fundamental advantages of custom-fit car covers

A custom-fit car cover is specially tailored to the lines of your vehicle. No detail is left unturned. Custom-fit car covers hug every contour of your vehicle and feature sewn-in mirror pockets, plus grommet holes for antennas.


On the other hand, low-quality universal-fit car covers are baggy and can slip, slide and rub against your paint, destroying your finish. Additionally, the poor fit allows the harsh elements to creep in at every gap and defeat the purpose of the cover.

The specialized cut of a custom-fit car cover is far and away the best choice to wrap up and protect your vehicle.

When deciding which car cover is right for your vehicle, we advise that you consider:

• Where you park and how often you use your vehicle

• The weather in your area

• What color is right for your vehicle and storage needs

Where You Park and How Often You Use Your vehicle

• When you park outside and cover up every day, you may want to choose a lightweight outdoor car cover that's simple to use and easy to fold.

• For those who park in crowded lots or on streets with children at play and heavy pedestrian traffic, a thicker heavyweight outdoor car cover that provides some dent and ding protection is best.

• If you garage your vehicle and frequently cover and uncover it, a lightweight indoor car cover is ideal.

• Choose a heavier indoor car cover to keep your classic safe for long-term storage.

• A super-soft indoor car cover lets you pamper your "baby" and keep it safe and secure.

The Weather in Your Area

The ideal car cover for your vehicle is greatly influenced by your local weather. Many materials have been developed to deal with specific inclement weather conditions. Rainy parts of the country like the Pacific Northwest and Deep South would demand an outdoor car cover with exceptional water resistance. The coastal areas along the Atlantic, Pacific and Gulf of Mexico need a car cover that will protect from and last in salty air. In the sunniest zones of the country like the desert Southwest, a Weathershield car cover with extra UV and photo degradation protection and reflective properties makes the most sense.

Tips on What Color is Right for Your vehicle and Storage Needs

Car covers are offered in an array of colors, but picking the right hue isn't solely a matter of personal taste. Here are a few tips and points of reference to help you with your choice:

• If you live in a sunnier climate, you'll want a lighter colored fabric for outdoor storage.

• If you have a lighter colored vehicle, a lighter colored fabric is safer for your paint. Bright colors, although thoroughly, tested could bleed under certain conditions.

• If you're looking for style, a vibrant color can lend your vehicle character or compliment its finish.
Chris Andretti is a copywriter and aftermarket accessory specialist for AutoAnything.com. Visit their website for more information regarding car covers and other auto accessories.

Article Source: http://www.bigarticles.com


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How to Choose an Extended Warranty....... 
Friday, June 2, 2006, 05:16 PM
by: Jack Cooper

There are several types of warranties you can purchase when you buy a vehicle,depending on if it is a new or used vehicle and if used,the mileage on vehicle at time of purchase.

If you purchase a vehicle with some factory warranty left on it you can buy an extended factory warranty that will take over when the new car warranty expires.

The extended warranty will cover most of the things the orginal warranty did except for maintenance items such as belts,hoses,light bulbs etc.

The extended warranties will have different levels depending on what you want covered and what deductible you want.

The factory extended warranty is probably the best you can purchase on a newer vehicle,but always compare before you purchase and make sure you get the most for your money.Here at the Carfacts Warranty page I will try to show you what to look for before you buy.

The aftermarket warranty is the most popular warranty and most times will cost less than a factory extended warranty, but one thing you must do is read the contract and make sure you understand it fully before you buy so you don't get a shock when you have a failure and its not covered.

There are hundreds of aftermarket warranties on the market some are very good and some are not worth the paper they are written on and just because a dealer sells it dosn't make it a good policy as there is a heavy markup for the dealer to sell these warranties. Sometimes a dealer will loose money on a vehicle sale and then sell you an aftermarket warranty to make a profit on the total sale.

I will touch bases on a few of the things to look for in an aftermarket warranty. Like I said before there are many different types of warranties and the aftermaket warranties vary from policy to policy and company to company.

There may be a free,or low cost, 30-60-or 90 day warranty that the dealer will offer you on certain vehicles and then offer an up grade to a better warranty. Usually these 30-60-90 day warranties cover very little and if you have to pay for them they are of little value and you should get a 12-24-36 month policy.

If you plan on keeping your vehicle or have it financed you should definitely go for the length of finace if possible as there is nothing worse than paying for a vehicle and then have a $2000.00 failure.

Your less expensive warranty will be on a driveline failure only, and this can get sticky if you buy one of these and have a failure for a couple of thousand dollars and then find its not covered.

This is where you read the policy, have it fully explained or get someone that knows warranties to go with you and check it over before buying.

If you can't do any of the above I will be putting up a check sheet on my web site (www.jtcbiz.com) you can download and check yourself or have dealer do it for you, they should do this if they want to make the sale.

You may buy a driveline policy that dosn't cover gaskets and seals, then have a cylinder head gasket fail, overheat the engine and dump antifeeze in your oil and damage the rod/main and cam bearings and other internal parts to the extent of needing an engine replacement. Then you find out none of it is covered due to the "MAIN" failure being a gasket failure with sub damage to the engine.

Another thing to look out for is a pre-existing clause. Pre-existing is where there is a problem with the vehicle that is not visable or noticeable at time of purchase.

Since you don't know how the vehicle has been maintained before you bought it there may be a serious problem lurking and then raises its ugly head after you have had the vehicle a short time. You may be stuck with a major repair due to the failure being considered "PRE-EXISTING".

Make sure the vehicle has been inspected and has a signed inspection sheet that states all items that had been checked and has no problems, then have the dealer waive any pre-existing problems that may arise or make sure your policy states that any "unknown" pre-existing problems will be covered.

About The Author


Jack Cooper

Occupation: Auto Appraiser/Inspector

Website: www.jtcbiz.com

Biography: I have over 40 years experience in the Automotive field, from ASE Master Tech to owner of my own repair shop and have been doing Automotive Appraisals and extended warranty/pre-purchase inspections for the past 12 years.

I have been working on building and just about anything connected with cars all my life. I have been a Drag Racer (early years) drove stock cars (asphalt and dirt) built Hot Rods and restored classic cars, so have been around just about any type of vehicle you can imagine.

My hobby is NASCAR and building web-sites. My current web-site www.jtcbiz.com is a site I started several years ago as an information site for Cars and expanded into trucks, 4X4's, ATV's, Motorcycles and NASCAR. The site started out to be a business site, hence the jtcbiz name, but turned into a site on vehicles so don't be alarmed with site name as it had a lot of exposure so I left the name.

I am just getting into writing columns and also a couple of books coming out so check me and my site out at www.jtcbiz.com and email me any comments or suggestions you may have for articles or site improvement or something you would like to see on the site at jack@jtcbiz.com.

Thanks

Jack Cooper




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Key Terms for Extended Warranties 
Tuesday, May 2, 2006, 08:44 AM
Administrator
A company that authorizes and pays the repair facility for repair work to your vehicle. The administrator works hand in hand with the repair facility to make sure your claim is handled properly.

Cancellation
Typical cancellation clauses of an extended warranty are for the owner to receive a full 100% money back guarantee if the policy is cancelled with the first 30 days of enrolling, if there have been no claims filed. After 30 days the refund is usually prorated based on time and mileage that the policy was in force.

Deductible
The amount that you must pay the repair facility for work when vehicle is being repaired.

Eligibility
Determining of a vehicle being in certain classifications and which coverage can be applied to the vehicle. A vehicle typically must be less than 10 model years old and have less than 100,000 odometer miles to be eligible for an extended warranty. Additionally, vehicles with less than 50,000 miles and less than 4 years old are eligible for more comprehensive coverage than may be available to older more driven vehicles.

Exclusionary Policy
The most comprehensive extended warranty available. It is typically referred to as a "bumper to bumper" policy. This particular policy lists components of your vehicle that are not covered under the warranty. If a part or component is not listed, then it is covered under an exclusionary policy.

Extended Warranty
A policy, which protects the automobile owner or lessee against mechanical failures and breakdowns. Can also be termed Vehicle Service Agreement or Extended Service Agreement. This warranty will pay for your vehicle's covered repairs after the manufacturer's warranty has expired.

In-Service Date
The date the Vehicle was purchased by the original owner and driven or the date the Vehicle was placed in use for rental, demonstration or other purposes.

Inclusionary Policy
A policy that lists the components and parts that are covered by the extended warranty. If the component or part is not listed, then it is not covered.

Manufacturer's Recommended Maintenance Guidelines
This is the routine maintenance that is recommended by the manufacturer of your vehicle to keep the vehicle in satisfactory working order. Typical guidelines to be followed include: changing the engine oil, checking proper fluid levels, tire rotations, wheel alignments

**Not maintaining your vehicle as recommended by the Manufacturer will void your warranty coverage

Manufacturer's Warranty
This is the promise of your vehicle's manufacturer to repair your vehicle for a specified period of time. Typical manufacturer warranties are 3 years or 36,000 miles or 4 years or 50,000 miles. Check your manufacturer's warranty manual for warranty information.

New Vehicle
When discussing extended warranties, the term new vehicle means an automobile that is still covered by the original manufacturer's warranty.

Plan Expiration
This is the date or odometer mileage that policy will no longer be in effect. For example, a 6 year / 100,000 mile extended warranty, will expire 6 years from the date that you enroll your vehicle or when the odometer reads 100,000 miles.

Plan Term
The amount of time in years or the total mileage that your extended warranty policy will protect your vehicle.

Power Train Warranty
A limited warranty that covers certain parts of your vehicles engine, transmission and drive train.

Rental Benefit
The amount you will be reimbursed for actual expenses incurred for substitute transportation while your vehicle is being repaired.

Repair Facility
An authorized licensed repair facility located in the United States or Canada. This includes, but is not limited to your dealership, local mechanical facility or national repair facilities.

Seals and Gaskets
Seals and Gaskets impact some of the most critical systems within a vehicle. They are found within the engine, transmission; drive axle, steering, AC, and cooling system. Seals and Gaskets are essential in protecting all vital fluids within the automobile. The failure of seals or gaskets can lead to extremely detrimental damage to the vehicle and costly repairs. This is a coverage which can be easily misunderstood. If the language in a contract says “Seals and Gaskets covered only in conjunction with a covered repair”, that means no stand alone Seals and Gaskets coverage. This also means that if the seal or gasket is the cause of any malfunction, the claim is not covered. The correct language is “Seals and Gaskets are covered.”

Transferability
A vehicle having an extended warranty can have the warranty transferred to the new owner of the vehicle if the vehicle is sold privately.

Travel Expense / Trip Interruption Benefit
In the event of your vehicle not being operable and caused a delay en route and you are more than 100 miles from your home, this is the amount you will be reimbursed per day for restaurant meals and lodging.

Used Vehicle
When discussing extended warranties, the term used vehicle means an automobile whose original manufacturer's warranty has expired. This term has nothing to do with ownership of a vehicle.

Wear and Tear
When a part or component has failed because it can no longer perform the function for which it was designed solely because of its condition. When the part has worn beyond the manufacturer's tolerances allowed for that particular vehicle at the mileage when the problem occurs, if it has received manufacturer's recommended maintenance. It is very important to understand the difference between "wear and tear" items and parts that are considered normal maintenance that can wear out. Normal maintenance items that usually wear out are typically not covered under an extended warranty program. Some examples of parts that wear out that are not covered are brake pads and rotors, brake shoes and drums, and manual clutches.


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Extended Auto Warranty Explained 
Monday, April 10, 2006, 08:57 AM
1. What is an extended auto warranty?

2. What exactly does an extended warranty cover?

3. Why do I need an extended auto warranty?

4. Why should I purchase an extended auto warranty now if my vehicle is still covered by the manufacturer?

5. What about the deductible?

6. What type of auto warranty can I buy?

7. If the manufacturer's warranty for my vehicle has expired, can I still obtain extended auto warranty coverage?

8. How does the claims process work?

9. Where can I get an instant quote for an extended auto warranty for my vehicle?

-----------------------------------------
1. What is an extended auto warranty?


An extended warranty is an agreement between the car owner and warranty company, obligating the warranty company to pay for repairs covered by the contract for a specific period of time.
With an extended auto warranty you are protecting yourself from the unexpected cost of mechanical failure.
One major repair often ends up costing as much, or even more than the entire cost of the warranty. As a consumer, you can only accurately understand the coverage if you learn the terminology and standard industry requirements. The levels of coverage offered differ considerably from company to company. Most states (36) do not regulate the coverage, and there is quite often jargon and restrictive language buried in the contract.

2. What exactly does an extended warranty cover?

Know what's covered, and what's not covered, by the extended auto warranty you're considering. Does the contract cover breakdown as well as wear and tear? Under a "breakdown" warranty, coverage is extended only to parts that break. Such an extended auto warranty can prove less inclusive than is desirable, since not all parts fail due to breakage. Some need to be replaced because they've worn down over a period of time; a "wear-and-tear" warranty extends coverage to worn-down parts in need of replacement.
Additionally, some extended auto warranties don't cover TSB's. A Technical Service Bulletin (TSB) or Factory Service Bulletin is a notification by the manufacturer that a condition may exist on your vehicle. Sometimes there is a problem requiring immediate attention; often they are issued to facilitate a quicker diagnosis or repair procedures from your repair facility. It is common for a vehicle to have dozens of TSBs issued. Most companies will deny any claim related to a TSB. This is a huge coverage loophole.
Additionally, ABS brakes, so if your vehicle has this feature, you should consider upgrading to a higher coverage level (if available). And overheating, regardless of its cause, isn't covered in many car warranties. Thus, if overheating occurred due to problems with an expensive part such as your radiator, you'd be stuck with a hefty repair bill.
Before committing to an extended auto warranty, take the time to fully explore the ins and outs of its coverage implications. The distinctions between the various plans might seem slight, but they can prove quite important.

3. Why do I need an extended auto warranty?

Since common mechanical repairs can cost into the thousands and these costs are rising rapidly; protecting your automotive investment should not be taken lightly.
Whether you own a new or older make/model, an extended auto warranty will provide you with peace-of-mind protection regarding costly mechanical repairs that can happen at any time during the life of your vehicle.
Buying an extended auto warranty today will allow you to avoid paying higher rates later due to price increases and required surcharges due to the multitude of issues that develop as the vehicles flaws become public knowledge. You'll be able to immediately take advantage of your plan's benefits: towing, lost key/lockout, and car rental discounts.

4. Why should I purchase an extended auto warranty now if my vehicle is still covered by the manufacturer?

As your vehicle accrues age and miles, the price for an extended auto warranty will rise as do the repair costs that you would experience for an older, out-of-warranty vehicle. You are only buying total mileage coverage, not addition of mileage to your current total.
Capitalizing now on your vehicle's newness and low mileage is the most logical approach as you plan for inevitable future repair costs. An extended auto warranty will provide you with peace-of-mind protection regarding such expenses. Some are transferable, allowing for increased vehicle resale value.

5. What about the deductible?

Fully investigate a policy's deductible before signing on the dotted line. Consider not only its amount, but also whether it's per visit or per repair. With a per-visit deductible, each visit to the shop will run you a fixed amount, regardless of how many parts are repaired; a per-repair deductible applies to each serviced part. What sounds like a minor difference may, under certain circumstances, have a major impact on your wallet.
If, for example, you've got a $100.00 per-repair deductible and you take your car in to get the air conditioner, fuel pump and alternator serviced, you'll be out $300.00. Had you opted for a per visit deductible, those repairs would only have cost you $100.00.
There are still $0.00 deductible policies. You will have to pay extra for this type of extended auto warranty, but if your circumstances become such that you have to take your car in frequently, you'll find that this policy more than pays for itself.

6. What type of auto warranty can I buy?

Powertrain Warranty: Covers the engine, transmission, and other parts of the Drivetrain only, which is defined as the 29 parts of the vehicle through which oil flows. These are the parts least likely to fail.
The average vehicle contains thousands of parts. As it does not cover the majority of the components of a vehicle, the Powertrain Warranty is truly not an extended warranty.
Bumper-to-Bumper Warranty: Covers nearly all of the mechanical systems of the vehicle, from front bumper to back bumper; except for those on the "exclusion list", listing the parts that are NOT covered by the extended auto warranty. It is much easier for a consumer to see a short list of items that are not covered and know that everything else is.
Named Component Warranty: Covers the major mechanical systems of the vehicle from mechanical breakdown and mechanical failure. If the part is not listed, it's not covered by the contract.
NOTE: Some companies sell the same or similar plans as above, and use the term bumper-to-bumper. This can be misleading because it is always an inferior level of coverage.
Consumable items, such as brake pads or windshield wipers, are never covered. Roadside assistance and travel reimbursement plans are typically offered as part of the extended auto warranty package; even while the basic warranty is still in effect. Some even offer free lodging and meals if your vehicle breaks down on a trip.

7. If the manufacturer's warranty for my vehicle has expired, can I still obtain extended auto warranty coverage?

Many consumers do not realize that even after the manufacturer's warranty has expired, their vehicle is still eligible for extended coverage. You can generally receive coverage on vehicles that have less than 100,000 miles on the odometer. A vehicle out of its original warranty is more apt to have mechanical failure compared to a newer vehicle. For this reason, vehicle inspections are required. A good example would be life insurance. As you age, can you get a comprehensive life insurance policy without a physical and increased cost?

8. How does the claims process work?

The top warranty companies work like this: If your vehicle breaks down or is in need of a repair, take it or have it towed to any licensed repair facility and present your service agreement to the Service Department. After they diagnose the problem with the vehicle, they will call the claims administrator toll-free and receive repair authorization for all your covered repairs less a deductible where applicable.
All claims are paid directly to the repair facility of your choice with a corporate credit card; therefore, you do not have to pay for your repair and wait to get reimbursed.


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An Auto Warranty is an important investment for you and your family. When purchasing an Auto Warranty, you must see the actual Auto Warranty contract BEFORE you buy. Do not pay anyone anything to view an Auto Warranty contract. An Auto Warranty is serious business. We only recommend companies whose Auto Warranty programs are tried and true. When dealing with a company on an Auto Warranty, check the BBB and independent sources for an Auto Warranty Companies reputation and reliability
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